:root{--ink:#0f172a;--muted:#526174;--green:#059669;--green-dark:#047857;--mint:#ecfdf5;--bg:#f8fafc;--line:#e2e8f0;--navy:#0b1527;--white:#fff;color-scheme:light}
*{box-sizing:border-box}html{scroll-padding-top:24px}body{margin:0;background:var(--bg);color:var(--ink);font-family:system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:15px;line-height:1.65}a{color:var(--green-dark);text-underline-offset:4px}a:hover{text-decoration:underline}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}:focus-visible{outline:3px solid #0284c7;outline-offset:4px}h1,h2,h3,p{margin:0}h1,h2,h3{line-height:1.2;letter-spacing:-.035em}h2{font-size:clamp(1.85rem,3.2vw,2.5rem);font-weight:800}h3{font-size:1.15rem;letter-spacing:-.02em}p+p{margin-top:14px}.container{width:min(1152px,calc(100% - 48px));margin-inline:auto}.narrow{max-width:1024px}.centered{text-align:center}.muted{color:var(--muted)}.white{background:#fff}.skip-link{position:absolute;left:16px;top:-100px;z-index:10;background:white;padding:12px}.skip-link:focus{top:12px}.site-header{background:white;border-bottom:1px solid #edf0f4}.header-inner{height:80px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:inline-flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-size:25px;font-weight:800;letter-spacing:-1px;white-space:nowrap}.brand:hover{text-decoration:none}.logo-mark{width:34px;height:34px;border-radius:9px;background:var(--green);color:#fff;display:inline-grid;place-items:center;font-size:22px;letter-spacing:0}.logo-sub{font-size:14px;font-weight:600;letter-spacing:-.2px}.desktop-nav{display:flex;gap:23px}.desktop-nav a{text-decoration:none;color:var(--muted);font-weight:600;font-size:12px}.desktop-nav a:hover{color:var(--green-dark)}.button{display:inline-flex;align-items:center;justify-content:center;gap:18px;min-height:49px;padding:13px 22px;background:var(--green-dark);color:#fff;border:0;border-radius:10px;font-weight:750;text-decoration:none;cursor:pointer;line-height:1.35;box-shadow:0 5px 14px #05966918}.button:hover{background:#065f46;text-decoration:none}.button span{font-size:20px;line-height:1}.button-small{font-size:12px;min-height:40px;padding:10px 15px;gap:10px}.button-dark{background:var(--ink);box-shadow:none}.eyebrow{font-size:11px;letter-spacing:.12em;font-weight:800;color:var(--green-dark);line-height:1.5}.hero{background:linear-gradient(180deg,#f8fafc 0%,#f2f9f5 46%,#f8fafc 100%);text-align:center;padding:48px 0 42px}.hero-inner{max-width:1050px}.pill{display:inline-flex;align-items:center;gap:8px;border:1px solid #bce7d5;border-radius:99px;background:var(--mint);padding:6px 13px;font-size:10px;letter-spacing:.07em}.dot{height:6px;width:6px;border-radius:50%;background:var(--green)}h1{font-size:clamp(2rem,4.5vw,3.7rem);font-weight:850;line-height:1.12;overflow-wrap:anywhere}.hero h1{max-width:920px;margin:21px auto 0}.hero-accent{display:block;color:var(--green);font-size:.78em;margin-top:10px}.hero-description{max-width:690px;margin:18px auto 0;color:var(--muted);font-size:16px;line-height:1.65}.hero-description strong{color:var(--ink)}.cta-card{background:white;border:1px solid var(--line);border-radius:18px;padding:25px 28px;box-shadow:0 12px 35px #0f172a0c;text-align:left;max-width:510px;margin:26px auto 0;scroll-margin-top:24px}.cta-card .eyebrow{color:var(--muted);font-size:10px}.cta-card h2{font-size:23px;margin:3px 0 18px}.form-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px}label{font-size:12px;font-weight:650;display:block}select,input{display:block;width:100%;min-width:0;height:48px;border:1px solid #cbd5e1;background:#f8fafc;color:var(--ink);border-radius:9px;padding:10px 12px;margin-top:6px;font-size:16px}input::placeholder{color:#64748b}.cta-card button{width:100%;margin-top:17px;font-size:14px}.form-note{text-align:center;color:var(--muted);font-size:11px;line-height:1.55;margin-top:12px}.feature-badges{display:flex;justify-content:center;gap:24px;list-style:none;padding:0;margin:23px 0 0;font-size:12px;color:var(--muted)}.feature-badges li:before{content:'✓';color:var(--green);font-weight:800;margin-right:7px}.facts-row{border-top:1px solid var(--line);margin-top:35px;padding-top:28px;display:grid;grid-template-columns:repeat(3,1fr)}.facts-row strong{display:block;font-size:24px;letter-spacing:-1px;line-height:1.35}.facts-row div:nth-child(2) strong{color:var(--green-dark)}.facts-row span{font-size:11px;color:var(--muted)}.section{padding:76px 0;border-top:1px solid #edf0f4}.section-heading{text-align:center;max-width:740px;margin:0 auto 37px}.section-heading .eyebrow{margin-bottom:8px}.section-heading>p:last-child:not(.eyebrow){color:var(--muted);margin-top:13px;font-size:14px}.table-wrap{border:1px solid var(--line);border-radius:16px;overflow-x:auto;background:white}table{width:100%;border-collapse:collapse;text-align:left;white-space:nowrap;font-variant-numeric:tabular-nums}caption{text-align:left;padding:15px 23px;color:var(--muted);font-size:12px;white-space:normal;background:#fff}thead{background:#f8fafc;color:var(--muted);font-size:10px;text-transform:uppercase;letter-spacing:.07em}th,td{padding:18px 23px;border-top:1px solid var(--line)}tbody{font-size:13px}tbody th{font-size:15px}tbody tr:nth-child(2){background:#f4fbf7}.rate-tag{display:inline-block;border-radius:5px;padding:3px 8px;background:var(--mint);color:var(--green-dark);font-size:12px;font-weight:650}.payment{font-weight:750;color:var(--green-dark)}.fine-print{font-size:11px;color:var(--muted);line-height:1.7;margin-top:16px}.calculator-card{background:#fff;border:1px solid var(--line);border-radius:23px;padding:34px;display:grid;grid-template-columns:1.15fr 1fr;gap:44px;box-shadow:0 10px 30px #0f172a06}.example-inputs{padding:8px 0}.example-inputs h3{font-size:24px;margin-top:7px}.example-values{margin:28px 0}.example-values>div{display:flex;align-items:center;justify-content:space-between;gap:16px;border-bottom:1px solid var(--line);padding:18px 0}.example-values dt{font-size:13px;font-weight:650}.example-values dd{margin:0;font-weight:800;color:var(--green-dark);background:var(--mint);padding:3px 10px;border-radius:6px}.example-inputs .muted{font-size:12px}.payment-card{background:var(--navy);color:white;border-radius:17px;padding:28px}.payment-card .eyebrow{color:#b6c2d1;font-size:10px}.big-payment{font-size:43px;font-weight:850;letter-spacing:-1.6px;line-height:1.3;margin-top:8px;white-space:nowrap}.big-payment span{font-size:12px;font-weight:400;letter-spacing:0;color:#b6c2d1}.payment-caption{font-size:11px;color:#b6c2d1;margin-top:7px}.breakdown{border-top:1px solid #334155;padding-top:14px;margin:21px 0 24px}.breakdown div{display:flex;justify-content:space-between;gap:10px;margin:10px 0;font-size:12px}.breakdown dt{color:#cbd5e1}.breakdown dd{margin:0;font-weight:750}.breakdown div:last-child{border-top:1px solid #334155;padding-top:13px}.mint{color:#6ee7b7}.payment-card .button{width:100%;font-size:13px}.steps{list-style:none;display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:0;padding:0}.step-card{background:var(--bg);border:1px solid var(--line);border-radius:17px;padding:23px}.step-top{display:flex;align-items:center;justify-content:space-between;margin-bottom:24px}.step-symbol,.small-icon{display:inline-grid;place-items:center;background:var(--mint);color:var(--green-dark);width:42px;height:42px;border-radius:11px;font-size:23px;font-weight:600;flex-shrink:0}.step-number{font-size:29px;color:#8a99ac;font-weight:800;letter-spacing:-1px}.step-card p{font-size:12px;color:var(--muted);margin-top:12px;line-height:1.8}.cta-strip{margin-top:34px;background:var(--navy);color:#fff;border-radius:17px;padding:28px 32px;display:flex;align-items:center;justify-content:space-between;gap:24px}.cta-strip p{font-size:12px;color:#b6c2d1;margin-top:7px}.cta-strip .button{white-space:nowrap;font-size:13px}.two-cards{display:grid;grid-template-columns:1fr 1fr;gap:26px}.info-card{padding:30px;background:#fff;border:1px solid var(--line);border-radius:22px}.info-card h3{display:flex;align-items:center;gap:13px;font-size:23px;margin-bottom:19px}.info-card>p{font-size:12px;color:var(--muted)}.blue{background:#f0f9ff;color:#0369a1}.check-list{padding:0;list-style:none;margin:23px 0 0}.check-list li{position:relative;padding-left:29px;font-size:13px;color:var(--muted);margin-top:17px}.check-list li:before{content:'✓';position:absolute;left:0;color:var(--green-dark);font-weight:800}.check-list strong{color:var(--ink)}.timeline{counter-reset:step;list-style:none;padding:0;margin:25px 0 0}.timeline li{counter-increment:step;position:relative;padding:0 0 24px 43px;color:var(--muted);font-size:13px;border-left:2px solid var(--line);margin-left:13px}.timeline li:last-child{border-left-color:transparent;padding-bottom:0}.timeline li:before{content:counter(step);position:absolute;left:-15px;top:0;background:var(--green-dark);border-radius:50%;color:white;width:28px;height:28px;display:grid;place-items:center;font-size:11px;font-weight:750;outline:4px solid white}.faq-layout{display:grid;grid-template-columns:1fr 1.8fr;gap:58px}.faq-layout h2{margin-top:9px;font-size:32px}.faq-layout .muted{margin-top:17px;font-size:13px}.faq-note{padding:24px;margin-top:28px;border:1px solid var(--line);border-radius:16px;background:var(--bg)}.faq-note h3{font-size:16px}.faq-note p{font-size:12px;color:var(--muted);margin:10px 0 15px}.faq-note a{font-size:12px;font-weight:700}details{border:1px solid var(--line);border-radius:13px;background:var(--bg);margin-bottom:11px}details[open]{background:#fff;border-color:#a7dac5}summary{padding:18px 21px;cursor:pointer;font-size:13px;font-weight:700;line-height:1.6}summary::marker{color:var(--green-dark)}details p{border-top:1px solid #edf0f4;padding:15px 21px 19px;font-size:12px;line-height:1.85;color:var(--muted)}.disclosure-grid{display:grid;grid-template-columns:repeat(6,1fr);gap:15px}.disclosure-grid article{text-align:center;background:#fff;border:1px solid var(--line);border-radius:15px;padding:21px 13px}.disclosure-grid h3{font-size:13px;margin:15px 0 8px;letter-spacing:-.01em}.disclosure-grid p{font-size:11px;color:var(--muted);line-height:1.65}.site-footer{background:#050b14;color:#a7b5c8;padding:48px 0 30px}.site-footer .brand{color:white;font-size:24px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:40px;border-bottom:1px solid #243042;padding-bottom:29px}.footer-top p{font-size:11px;margin-top:10px}.footer-top nav{display:flex;justify-content:flex-end;flex-wrap:wrap;gap:12px 23px;max-width:540px}.footer-top nav a{color:#cbd5e1;font-size:11px;text-decoration:none}.footer-top nav a:hover{text-decoration:underline}.footer-copy{font-size:11px;line-height:1.85;padding-top:23px}.footer-copy strong{color:#cbd5e1}.footer-bottom{display:flex;justify-content:space-between;gap:16px;border-top:1px solid #243042;margin-top:23px;padding-top:20px}.legal-main{max-width:860px;padding-top:42px;padding-bottom:76px}.back-link{display:inline-block;font-size:13px;margin-bottom:32px}.legal-main h1{font-size:clamp(2rem,4vw,3rem);margin:12px 0 26px}.review-notice{border:1px solid #e5c98d;border-radius:13px;background:#fffbeb;color:#714b13;padding:20px;font-size:13px;line-height:1.7}.review-notice p{margin-top:7px}.legal-content h2{font-size:23px;margin:33px 0 13px}.legal-content p{color:var(--muted);font-size:14px;line-height:1.85}
@media(max-width:1050px){.desktop-nav{gap:15px}.desktop-nav a{font-size:11px}.logo-sub{display:none}.disclosure-grid{grid-template-columns:repeat(3,1fr)}.steps{grid-template-columns:repeat(2,1fr)}}
@media(max-width:760px){.container{width:calc(100% - 36px)}.header-inner{height:64px;gap:14px}.desktop-nav{display:none}.brand{font-size:23px}.button-small{font-size:11px;min-height:37px;padding:9px 12px}.hero{padding:26px 0 32px}.hero h1{font-size:clamp(1.95rem,6.6vw,2.8rem);margin-top:16px}.hero-accent{font-size:.74em;line-height:1.25;margin-top:8px}.hero-description{font-size:13px;line-height:1.65;max-width:480px;margin-top:13px}.pill{font-size:8px;padding:5px 10px}.cta-card{padding:20px;margin-top:19px}.cta-card h2{font-size:21px;margin-bottom:13px}.cta-card button{font-size:13px;margin-top:14px}.form-fields{gap:10px}.feature-badges{gap:6px 16px;flex-wrap:wrap;font-size:10px;margin-top:18px}.facts-row{margin-top:25px;padding-top:23px;gap:10px}.facts-row strong{font-size:18px;letter-spacing:-.5px}.facts-row span{font-size:10px;line-height:1.5;display:block;margin-top:5px}.section{padding:49px 0}.section-heading{margin-bottom:27px}.section-heading>p:last-child:not(.eyebrow){font-size:13px}.calculator-card{grid-template-columns:1fr;padding:22px;gap:22px}.example-values{margin:15px 0}.example-values>div{padding:13px 0}.payment-card{padding:23px}.big-payment{font-size:39px}.two-cards,.faq-layout{grid-template-columns:1fr}.faq-layout{gap:28px}.faq-note{margin-top:20px}.cta-strip{flex-direction:column;align-items:flex-start;padding:25px}.cta-strip .button{width:100%}.info-card{padding:24px}.disclosure-grid{gap:12px;grid-template-columns:repeat(2,1fr)}.footer-top{flex-direction:column;align-items:flex-start;gap:25px}.footer-top nav{justify-content:flex-start;gap:13px 20px}.footer-bottom{flex-direction:column;gap:5px}.legal-main{padding-top:28px;padding-bottom:48px}.legal-main h1{font-size:32px}.legal-content h2{font-size:22px}th,td{padding:16px}.table-wrap{border-radius:12px}.step-card{padding:19px}.step-card h3{font-size:17px}}
@media(max-width:400px){.hero h1{font-size:30px}.hero-description{font-size:12px}.cta-card{padding:16px}.form-note{font-size:10px}.feature-badges{font-size:9px;gap:7px 11px}.facts-row strong{font-size:16px}.steps{grid-template-columns:1fr}.step-top{margin-bottom:15px}.logo-mark{width:30px;height:30px;font-size:20px}.hero{padding-top:21px}.hero h1{margin-top:13px}.cta-card{margin-top:16px}}